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India is changing in many ways and these changes offer government agencies, new challenges to deliver services more cost effectively, efficiently and securely. Citizens expect government systems to work in the same modern, customer-focussed way that they experience when banking, shopping or communicating.
We offer products that facilitates various government bodies and agencies transform the experience for citizens with its suite of products and services that improves efficiency and rationalises costs. Our tailor-made solutions are perfect for managing your collections, payments and borrowings, which help in making banking services easy and efficient.
The extensive network of branches and dedicated relationship managers will help you with a variety of products and services in meeting your financial strategies.
At Kotak, we believe in building long-term relationships that provide unmatched customer service and a wide bouquet of product to our clients. We strive to make banking a memorable experience for you. We provide one of the best in the industry savings deposit rates with comprehensive and convenient banking solutions.
Daily balances in Savings Account up to Rs. 1 lakh continue to earn 3.50% interest p.a. and daily balances over Rs. 1 lakh and up to Rs. 5 crores continue to earn 4% interest p.a. Interest rate on daily balances in Savings Account above Rs. 5 crores stands revised at 3.75% p.a. wef Nov 1, 2020. These interest rates are applicable for Resident Accounts only.
Example: If End of Day Savings Account balance is Rs. 1,50,000, then Rs. 1,00,000 will earn interest of 3.50% p.a. and Rs. 50,000 (being the balance in excess of Rs. 1,00,000), will earn interest of 4.00% p.a.