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    811 Video KYC

    Open a zero balance digital savings account instantly from anywhere with the new Video KYC process

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    Avail higher Fixed Deposit rates @ 7.20 % p.a.* for tenor 12 months 25 days to less than 2 years

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    Get Kotak League Platinum Credit Card & earn 8X reward Points on your every spends of Rs.150 across all categories.

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  4. KEYA

KEYA

Your very own virtual assistant
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  • Introduction to KEYA
  • List of services

CHAT with KEYA

We are delighted to introduce you to Kotak Mahindra Bank’s chatbot — Keya — your very own virtual assistant!

Keya is smart, is quick and available to answer your banking queries round the clock. Keya already has the ability to field questions on these topics:

  • FASTag
  • Credit card
  • Debit card
  • Savings and Current Accounts
  • 811 Account
  • Fixed Deposit
  • Fund Transfer
  • Mutual Funds
  • Home loan / Personal Loan
  • Bill Payment
  • National Pension System
  • Gold Loan
  • PayDay Loan
  • Consumer Durable Loan
  • Loan on Credit Card
  • Loan Against Property
  • Business Loan
  • Recharge - Mobile / DTH
  • Pre-approved offers
  • Portfolio Statement (Private Banking Clients)

 

So go ahead, ask her questions such as these for a prompt reply:

  • What are the annual charges of urbane credit card?
  • How do I dispute a transaction on my Debit Card
  • How can I link my Aadhaar card to my account?
  • Generate a PIN for my credit card.
  • Service Requests – refer List of Services.

 

Where can you find Keya?

  • On the Kotak website at www.kotak.com
  • After logging in to Net Banking.
  • After logging in to Kotak Mobile Banking App.

 

How does Keya work?

Keya is powered by Artificial Intelligence to answer your banking queries. The more you talk to her, the more she learns & files in her memory bank. And what she can’t answer straightaway, she remembers for her training and updates such that she can serve you better.


Completely safe and easy banking

Keya is waiting, ready to help you find answers and direct you to the right solutions.

Product Service Request
811 Account 811 Freeze Account Assistance
Account Account transaction history
Account Account balance enquiry
Account Issued cheque status
Account Cheque Book request
Credit Card Amount payable / Outstanding as per last statement
Credit Card Due Date
Credit Card PIN Regeneration
Credit Card Available Limit Enquiry
Credit Card Transaction history
Credit Card Permanent Block
Credit Card Payment on own credit card bill
Credit Card Apply New Credit Card
Credit Card Credit card upgrade
Credit Card Replacement of Card
Credit Card Credit card limit enhancement
Credit Card Show Reward Points
Credit Card Upgrade Credit card
Credit Card Convert Credit card Transaction(s) to EMI
Debit Card PIN Regeneration
Debit Card Reissue / Replacement of Card
Debit Card Switch On
Debit Card Switch Off
Debit Card Switch On (International)
Debit Card Switch Off (International)
Debit Card Permanent Block
Debit Card Debit card upgrade
Debit Card Apply Image Debit card
Debit Card Apply New Debit Card
Debit Card Apply Physical Debit card
offers Loan Offers
offers Pre-approved Offers
offers Credit Card Offers
Portfolio Statement (Private Banking Clients) Portfolio Statement
Portfolio Statement (Private Banking Clients) Interest Statement
Portfolio Statement (Private Banking Clients) Dividend Statement
Portfolio Statement (Private Banking Clients) Un-realized Gain/Loss Statement
Recharge Recharge Mobile / DTH
Track your packages Track your credit card, debit card, chequebook, PINs (debit card, phone-banking, net-banking) & more
Home Loan Loan Information
Home Loan Apply New Loan
Home Loan Statement & Certificates
(Loan statement / Repayment Schedule / Download Tax Certificate)
Home Loan Branch details for loan
Consumer Durable Loan Loan Information
Consumer Durable Loan Statement & Certificates
(Loan statement / Repayment Schedule)
Consumer Durable Loan Branch details for loan
  • Personal Loan
  • PayDay Loan
  • Gold Loan
  • Business Loan
  • Loan Against Property
Loan Information
Apply New Loan
Statement & Certificates
(Loan statement / Repayment Schedule)
Branch details for loan
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Locate us

You are never too far away from quick, efficient banking services. Locate your nearest branch or an ATM.

Locate now

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Call us

In case you wish to speak to our phone banking officer for urgent resolution

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Write to us

Be it an enquiry, feedback or a simple suggestion, write to us & we'll get back to you

Click here

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Locate us

You are never too far away from quick, efficient banking services. Locate your nearest branch or an ATM.

Locate now

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Call us

In case you wish to speak to our phone banking officer for urgent resolution

Find out more

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Write to us

Be it an enquiry, feedback or a simple suggestion, write to us & we'll get back to you

Click here

Write to us

Select your preferred method.

Chat with us

Our messaging assistant can quickly solve many issues or direct you to the right person or place.

Chat with our expert

Email us

Be it an enquiry, feedback or simple suggestion email us and we'll get back to you.

Send an email

Back to Top
  • Channel Red *New*

    Mobile Banking Net Banking Manage your account Transfer money Recharge / Make payments Credit Cards Debit Cards Loans National Pension Scheme Deposits
  • Popular Products

    Home Loan Personal Loan Savings Account Current Account Credit Cards Mutual Funds National Pension Scheme (NPS) Business Loan Zero Balance Savings Account Life Insurance Fixed Deposit Recurring Deposit Loan against property
  • Help Center

    Account Issue with Transactions Credit Card 811 Account Fund Transfer, Bill Payment & Recharge Loans FASTag Fixed Deposit (FD) and Recurring Deposit (RD) NRI Services My Profile - Mobile Number, Aadhaar, Email ID & Address Forex Insurance (Premium payments, Tax benefit etc ) Investments (Scheme Issues, Dividend related) Working Capital KayMall - Flights, Hotels, Bus, Trains, Shopping

Channel Red *New*

  • Mobile Banking
  • Net Banking
  • Manage your account
  • Transfer money
  • Recharge / Make payments
  • Credit Cards
  • Debit Cards
  • Loans
  • National Pension Scheme
  • Deposits

Popular Products

  • Home Loan
  • Personal Loan
  • Savings Account
  • Current Account
  • Credit Cards
  • Mutual Funds
  • National Pension Scheme (NPS)
  • Business Loan
  • Zero Balance Savings Account
  • Life Insurance
  • Fixed Deposit
  • Recurring Deposit
  • Loan against property

Help Center

  • Account
  • Issue with Transactions
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  • Fund Transfer, Bill Payment & Recharge
  • Loans
  • FASTag
  • Fixed Deposit (FD) and Recurring Deposit (RD)
  • NRI Services
  • My Profile - Mobile Number, Aadhaar, Email ID & Address
  • Forex
  • Insurance (Premium payments, Tax benefit etc )
  • Investments (Scheme Issues, Dividend related)
  • Working Capital
  • KayMall - Flights, Hotels, Bus, Trains, Shopping

Disclaimer

By clicking on the hyper-link, you will be leaving www.kotak.com and entering our partnered website which will display recurring payment details enabled on your Kotak Bank Credit / Debit Card.

Proceed

Disclaimer

By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.

Proceed

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About us

  • Our Businesses
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  • Careers
  • DIFC Branch
  • GIFT Branch
  • KMFSL

Investor Relations

  • Overview
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  • Investor Info
  • Disclosures Regulation 46 and 62

Customer Service

  • Important Information
  • Write to us
  • Grievance Redressal
  • Report Fraud / Raise Dispute
  • Banking Ombudsman
  • Download Forms
  • Service Requests
  • Track Application Status
  • Tips on Safe Banking
  • Doorstep Banking Service
  • Contact Us for Depository Services

Aadhaar Services

  • Link your Aadhaar
  • Aadhaar Enrollment Center

Calculators & Tools

  • Personal Loan EMI Calculator
  • Car Loan EMI Calculator
  • Home Loan EMI Calculator
  • Fixed Deposit Calculator
  • Recurring Deposit Calculator
  • Gold Loan Calculator
  • Life Insurance Calculator
  • Business Loan EMI Calculator
  • Retirement Calculator
  • Simple Interest Calculator
  • Compound Interest Calculator
  • Goal Planner

Digital Banking

  • Ways to Bank
  • Insta Services
  • Business & Fintech

Self Help

  • Help Center
  • Chat with Keya

Trending Products

  • Credit Cards
  • 811 Digital Savings Bank Account
  • Digi Personal Loan

Rates & fees

  • Interest Rates
  • Fees & Charges (GSFC)
  • Goods & Services Tax (GST)

Financial Inclusion

About Merger

Erstwhile ING Vysya

  • Savings Account
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  • Debit Card
  • Institutional Accounts

Others

  • Credit Card T&C
  • Co Brand Credit Card
  • Public Notice
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  • USA Patriot Act Certification
  • Subscriptions/ Recurring Payments
  • Wolfsberg AML Questionnaire
  • Knowledge Centre
  • Auction Cum Sale Notice
  • Asset Classification Norms
  • Recovery Agent

Kotak Group Companies

  • Kotak Asset Management
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  • Kotak Institutional Equities
  • Kotak International Business
  • Kotak Investment Advisors
  • Kotak Investment Banking
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  • Kotak Mahindra Investments
  • Kotak Mahindra Prime
  • Kotak Securities Limited
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