Personal Loan Balance Transfer Online - Low Interest Rate | Kotak Mahindra Bank

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Frequently Asked Questions

What can a personal loan be used for?

You can use the personal loan for any financial need that you have. The loan is a multipurpose loan that can be used for varying needs like marriage, medical expenses, travel, etc. 

What are the benefits of availing of a personal loan from Kotak Mahindra Bank?

Kotak Mahindra Bank’s personal loan is available within the shortest possible time, and the documentation is minimal and hassle-free. 

Interest rates start from 10.75% p.a., and the personal loan charges are also low. You can use the personal loan EMI calculator to make the loan affordable. Moreover, the prepayment facility helps you reduce the loan burden whenever you have additional funds.

How can I apply for a personal loan?

You can apply for a personal loan online through Kotak Mahindra Bank’s website. Provide your details, and the loan details and the loan would be approved.

What are the different types of personal loans?

Kotak Mahindra Bank offers personal loans for wedding travel, medical needs, education, vehicle buying, debt consolidation, etc. 

Can I get a personal loan if I have a home loan?

Yes, you can get a personal loan even if you have a home loan. You just need to mention the existing loan details and the EMI. You can also opt for top-up home loans, which are like personal loans.

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